*,*:before,*:after{box-sizing:border-box}:root{--bg-page: #e8eae9;--card-bg: #ffffff;--text: #1a1a1a;--text-muted: #5c5c5c;--border: #d1d5db;--border-focus: #8b8f94;--input-bg: #fafafa;--accent: #006361;--accent-hover: #007a78;--error: #b91c1c;--radius: 6px;--shadow: 0 1px 3px rgba(0, 0, 0, .06);--shadow-lg: 0 10px 40px -12px rgba(0, 0, 0, .12)}body{margin:0;min-height:100vh;font-family:Noto Sans Mongolian,system-ui,-apple-system,sans-serif;background:var(--bg-page);color:var(--text);padding:3rem 1rem;font-size:15px;line-height:1.5;-webkit-font-smoothing:antialiased}.app{max-width:480px;margin:0 auto}.loan-form-card{background:var(--card-bg);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:2rem 1.75rem;border:1px solid rgba(0,0,0,.04)}.loan-form-logo{text-align:center;margin-bottom:1rem}.loan-form-logo img{max-width:180px;max-height:64px;width:auto;height:auto;display:inline-block;object-fit:contain}.loan-form-title{font-size:1.25rem;font-weight:600;color:var(--text);text-align:center;margin:0 0 .5rem;letter-spacing:.01em}.loan-form-intro{font-size:.8125rem;color:var(--text-muted);line-height:1.55;margin:0 0 1.5rem;padding:0}.loan-form{display:flex;flex-direction:column;gap:1.125rem}.form-group{display:flex;flex-direction:column;gap:.25rem}.form-group label{font-size:.8125rem;color:var(--text);font-weight:500}.required{color:var(--error);font-weight:400}.form-group input,.form-group textarea{width:100%;padding:.5rem .75rem;font-size:.9375rem;font-family:inherit;border:1px solid var(--border);border-radius:var(--radius);background:var(--input-bg);color:var(--text);transition:border-color .15s,box-shadow .15s}.form-group input::placeholder,.form-group textarea::placeholder{color:#9ca3af}.form-group input:hover,.form-group textarea:hover{border-color:#b8bcc2}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 2px #8b8f9426;background:#fff}.form-group input.error,.form-group textarea.error{border-color:var(--error);background:#fef2f2}.form-group input.error:focus,.form-group textarea.error:focus{box-shadow:0 0 0 2px #b91c1c26}.form-group textarea{resize:vertical;min-height:88px}.field-error{font-size:.75rem;color:var(--error);margin-top:.125rem}.phone-input-wrap{display:flex;align-items:stretch;border:1px solid var(--border);border-radius:var(--radius);background:var(--input-bg);overflow:hidden;transition:border-color .15s,box-shadow .15s}.phone-input-wrap:hover{border-color:#b8bcc2}.phone-input-wrap:focus-within{border-color:var(--border-focus);box-shadow:0 0 0 2px #8b8f9426;background:#fff}.phone-prefix{padding:.5rem .75rem;font-size:.9375rem;font-weight:600;color:var(--text);background:#f1f3f4;border-right:1px solid var(--border)}.phone-input-wrap input{flex:1;border:none;border-radius:0;padding:.5rem .75rem;background:transparent}.phone-input-wrap input:focus{outline:none}.phone-input-wrap.error{border-color:var(--error);background:#fef2f2}.custom-select-wrapper{position:relative}.custom-select-trigger{display:flex;align-items:center;border:1px solid var(--border);border-radius:var(--radius);background:var(--input-bg);cursor:pointer;min-height:36px;transition:border-color .15s,box-shadow .15s}.custom-select-trigger:hover{border-color:#b8bcc2}.custom-select-trigger.open{border-color:var(--border-focus);box-shadow:0 0 0 2px #8b8f9426;background:#fff}.custom-select-input{flex:1;border:none;background:transparent;padding:.5rem .75rem;font-size:.9375rem;cursor:pointer;min-width:0;color:var(--text)}.custom-select-input::placeholder{color:#9ca3af}.custom-select-input:focus{outline:none}.custom-select-chevron{padding:0 .6rem;color:var(--text-muted);pointer-events:none;display:flex;align-items:center}.custom-select-chevron svg{width:14px;height:14px}.custom-select-dropdown{position:absolute;top:100%;left:0;right:0;margin-top:2px;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-lg);max-height:220px;overflow-y:auto;z-index:20}.custom-select-option{padding:.5rem .75rem;font-size:.9375rem;color:var(--text);cursor:pointer;border-bottom:1px solid #f3f4f6}.custom-select-option:last-child{border-bottom:none}.custom-select-option:hover{background:#f8f9fa}.custom-select-option.empty{color:var(--text-muted);cursor:default}.submit-btn{width:100%;padding:.625rem 1rem;font-size:.875rem;font-weight:600;font-family:inherit;letter-spacing:.03em;text-transform:uppercase;color:#fff;background:var(--accent);border:none;border-radius:var(--radius);cursor:pointer;margin-top:.25rem;transition:background .15s}.submit-btn:hover{background:var(--accent-hover)}.submit-btn:active{transform:translateY(0)}.submit-btn:focus{outline:none;box-shadow:0 0 0 2px #00636166}.submit-btn:disabled{opacity:.7;cursor:not-allowed}.submit-message{font-size:.875rem;padding:.65rem .75rem;border-radius:var(--radius)}.submit-message.success{background:#ecfdf5;color:#065f46;border:1px solid #a7f3d0}.submit-message.error{background:#fef2f2;color:#b91c1c;border:1px solid #fecaca}